SESKStuff Everyone Should Know
SESK: Stuff Everyone Should Know · sesk.info/check-own-credit

What happens to your credit score when you check it yourself?

Checking your own credit report or score never lowers it, so check it often.

  1. Nothing, it doesn't change ✔
  2. It drops a few points every time
  3. It drops only if you check more than once a month

Why: Checking your own credit is not a request for new credit, so it has no effect on your score. You can see your credit report free once a week from each of the three big credit bureaus: Equifax, Experian, and TransUnion.

Huh, didn't know that: You can see your credit report free once a week from each of the three big credit bureaus: Equifax, Experian, and TransUnion.

The dad joke
Why did the tightrope walker go to the bank? To check his balance.
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Sources

  1. CFPB: Will requesting my credit report hurt my credit score? https://www.consumerfinance.gov/ask-cfpb/will-requesting-my-credit-report-hurt-my-credit-score-en-1229/
MoneyA stranger sends you a check and asks you to send part of the money back. Your bank lets you spend it the next day. What does that mean?MoneyWhich of these counts the MOST in your FICO credit score?MoneyWhat is U.S. paper money mostly made of?

That's stuff everyone should know.