If a surprise vet bill would strain your family, when does the ASPCA suggest getting pet insurance?

While your pet is still healthy.

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  1. While your pet is still healthy ✔
  2. After it gets sick
  3. Only once it is a senior

Why: Emergency care can cost a lot all at once. The ASPCA suggests insurance while your pet is healthy and warns to read the fine print, because plans are not all the same.

Huh, didn't know that: Many local shelters offer low-cost or free spay and neuter help.

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Why did the dog buy insurance? He wanted fur-ther protection.
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References

Answer: While your pet is still healthy. Emergency care can cost a lot all at once. The ASPCA suggests insurance while your pet is healthy and warns to read the fine print, because plans are not all the same.

  1. ASPCA, Cutting Pet Care Costs www.aspca.org/pet-care/general-pet-care/cutting-pet-care-costs
    consider investing in pet health insurance while your pet is healthy
    Checked 2026-10-11.

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