What net worth test can qualify an individual as accredited?

Net worth over $1 million, excluding the primary residence.

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  1. Over $1 million excluding the primary residence ✔
  2. Over $100,000 including every home
  3. Any positive net worth

Why: An individual may qualify with net worth over $1 million alone or with a spouse or partner. The primary residence is excluded from this calculation.

Huh, didn't know that: Income is not the only route to accredited-investor status.

The dad joke
The balance sheet left home because the primary residence was excluded.
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References

Answer: Over $1 million excluding the primary residence. An individual may qualify with net worth over $1 million alone or with a spouse or partner. The primary residence is excluded from this calculation.

  1. Accredited Investors www.sec.gov/resources-small-businesses/smallbiz-essentials-accredited-investors-what-does-my-small-business-need-know
    They have a net worth over $1 million, excluding their primary residence
    Checked 2026-10-11.

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