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SESK: Stuff Everyone Should Know · sesk.info/home-c-permit-insurance

What risk does Fairfax County, Virginia warn about for structures built without proper permits?

Insurance may not cover damage or loss of the structure.

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  1. The deed becomes void
  2. Insurance may not cover damage or loss ✔
  3. Property taxes double automatically

Why: Fairfax County says insurance may not cover damage or loss of a structure built without proper permits. Permits and inspections also help catch fire, shock and structural problems.

Huh, didn't know that: The county says passing inspection is not a safety guarantee, but it helps ensure buildings meet minimum safety standards.

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References

Answer: Insurance may not cover damage or loss. Fairfax County says insurance may not cover damage or loss of a structure built without proper permits. Permits and inspections also help catch fire, shock and structural problems.

  1. Fairfax County: Code Compliance in Unpermitted Construction www.fairfaxcounty.gov/code/unpermitted-construction
    insurance may not cover damage or loss of a structure that was built without the proper permits
    Checked 2026-10-10.

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