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SESK: Stuff Everyone Should Know · sesk.info/home-flood-outside

About what share of NFIP flood claims come from outside high-risk flood areas?

Nearly one-third.

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  1. About 1 in 100
  2. About 90 percent
  3. Nearly one-third ✔

Why: Floods happen almost anywhere it rains or snows, not just near coasts and rivers. Many people outside mapped high-risk zones still file flood claims.

Huh, didn't know that: In the past five years, nearly half of all U.S. counties experienced a flood.

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References

Answer: Nearly one-third. Floods happen almost anywhere it rains or snows, not just near coasts and rivers. Many people outside mapped high-risk zones still file flood claims.

  1. FEMA FloodSmart: Home page www.floodsmart.gov
    Nearly one-third of NFIP flood insurance claims occur outside high flood risk areas.
    Checked 2026-10-10.
  2. FEMA FloodSmart: What is a flood? www.floodsmart.gov/know-your-risk/what-is-a-flood
    99% of counties in the U.S. experienced a flood in the past 20 years
    Checked 2026-10-10.

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