An online sweetheart you have never met asks for emergency money. What should you do?

Send nothing. The FTC says this is a romance-scam warning.

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  1. Send a small test payment first
  2. Send nothing and stop communicating ✔
  3. Pay only after seeing an ID photo

Why: Romance scammers build trust, invent emergencies, and ask for money that is hard to recover. Never send money or gifts to a sweetheart you have not met in person. Stop contact and report the profile.

Huh, didn't know that: A reverse image search can reveal a profile photo used with another name.

The dad joke
I met this girl on a dating site and, I don't know, we just clicked.
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References

Answer: Send nothing and stop communicating. Romance scammers build trust, invent emergencies, and ask for money that is hard to recover. Never send money or gifts to a sweetheart you have not met in person. Stop contact and report the profile.

  1. What To Know About Romance Scams consumer.ftc.gov/articles/what-know-about-romance-scams
    Never send money or gifts to a sweetheart you haven’t met in person.
    Checked 2026-10-11.

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