An email 'from an employee' asks HR to change their direct deposit account. What is this?

A BEC variant that can send a paycheck to a scammer.

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  1. A normal payroll update to approve fast
  2. A routine bank notice
  3. A fake request, possibly business email compromise ✔

Why: Attackers spoof or take over an employee's email to redirect pay. HR should confirm any bank change in person or by phone on a known number.

Huh, didn't know that: The FBI says victims should also tell their employer about irregular payroll deposits.

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References

Answer: A fake request, possibly business email compromise. Attackers spoof or take over an employee's email to redirect pay. HR should confirm any bank change in person or by phone on a known number.

  1. FBI IC3: Business Email Compromise PSA www.ic3.gov/PSA/2019/PSA190910
    receives spoofed emails appearing to be from employees requesting a change to their direct deposit account
    Checked 2026-10-10.

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