SESKStuff Everyone Should Know
SESK: Stuff Everyone Should Know · sesk.info/sec-gift-card-tamper

Per the FTC, when might a scammer already have a gift card's number and PIN?

Before you buy it, if the card was tampered with in the store.

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  1. Only after you scratch it off
  2. Only after you register it online
  3. Before you buy it ✔

Why: Thieves can copy the codes from cards on a rack, then drain them once you load money. Check the package for signs of tampering before you buy.

Huh, didn't know that: The FTC says you get the most protections when you pay with a credit card.

The dad joke
What did the computer do at lunchtime? Had a byte.
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References

Answer: Before you buy it. Thieves can copy the codes from cards on a rack, then drain them once you load money. Check the package for signs of tampering before you buy.

  1. FTC: Check out gift cards before you buy them consumer.ftc.gov/consumer-alerts/2024/12/check-out-gift-cards-you-buy-them
    scammers can get the gift card number and PIN before you buy the card.
    Checked 2026-10-10.

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Test yourself in the game

Security & PrivacySomeone says you must pay a bill, fine or fee with gift cards. Who does that?Security & PrivacyA caller says you owe money and must pay right now with gift cards. Which of these would ever ask you to pay that way?Security & PrivacyAn email says your payment failed and gives a link to update your card. What is the FTC's rule?

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