At AnnualCreditReport.com, how often can you get your free credit reports now?

Every week, from all three nationwide bureaus.

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  1. Every week ✔
  2. Once every five years
  3. Only after being denied credit

Why: AnnualCreditReport.com is the official site for free reports from Equifax, Experian and TransUnion. The FTC says you can get them free every week.

Huh, didn't know that: Errors on your credit reports can lower your scores, so check them for mistakes.

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Checking your credit report weekly is free, unlike checking the fridge.
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References

Answer: Every week. AnnualCreditReport.com is the official site for free reports from Equifax, Experian and TransUnion. The FTC says you can get them free every week.

  1. FTC: How to talk to your teens about credit and identity theft consumer.ftc.gov/consumer-alerts/2026/08/how-talk-your-teens-about-credit-and-identity-theft
    Get reports free every week from all three nationwide credit bureaus at AnnualCreditReport.com.
    Checked 2026-10-10.
  2. CFPB: Where can I get my credit scores? www.consumerfinance.gov/ask-cfpb/where-can-i-get-my-credit-scores-en-316
    You can view and request your credit reports weekly, at no cost to you, at www.AnnualCreditReport.com.
    Checked 2026-10-10.

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