The CFPB warns that in-game currency like coins or gems can do what to a player?

It can hide the real dollar cost of purchases.

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  1. Make every purchase free
  2. Stop the game from charging your card
  3. Hide the real dollar cost of what you buy ✔

Why: Games turn real dollars into coins or gems, often with odd exchange rates. That makes it hard to do the math and notice how much real money you are spending.

Huh, didn't know that: The CFPB's example: $2.95 for 320 coins, or $9.05 for 1020 coins. The CFPB says you can also skip storing a card on a child's gaming account.

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Why don't the bees ever want to spend any money? Because they are all stingy.
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References

Answer: Hide the real dollar cost of what you buy. Games turn real dollars into coins or gems, often with odd exchange rates. That makes it hard to do the math and notice how much real money you are spending.

  1. CFPB: Consumer Advisory, Video games are targeting your children to get into your wallet www.consumerfinance.gov/archive/newsroom/consumer-advisory-video-games-are-targeting-your-children-to-get-into-your-wallet
    use those in-game currencies to conceal the real costs of transactions in game.
    Checked 2026-10-10.

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