SESKStuff Everyone Should Know
SESK: Stuff Everyone Should Know · sesk.info/teen-needs-vs-wants

Which of these is a need rather than a want?

Food, clothing and shelter are needs.

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  1. Food and shelter ✔
  2. The newest phone upgrade
  3. Extra streaming services

Why: Needs are basics people must have, plus things like reliable transportation for work and emergency savings. Wants are nice upgrades you can live without.

Huh, didn't know that: The CFPB counts emergency savings and insurance among needs because they protect your future.

The dad joke
"I wish I had enough money to buy an elephant," a woman told her husband. "What do you need an elephant for?" he asked. "I don't," she replied. "I just need the money." (Sam Levenson)
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References

Answer: Food and shelter. Needs are basics people must have, plus things like reliable transportation for work and emergency savings. Wants are nice upgrades you can live without.

  1. CFPB Youth Financial Education Glossary www.consumerfinance.gov/consumer-tools/educator-tools/youth-financial-education/glossary
    Basic things people must have to survive (such as food, clothing, and shelter)
    Checked 2026-10-10.

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