Mobile payment apps like P2P services are safest used with whom?

Only people you know and trust.

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  1. People you know and trust ✔
  2. Anyone who asks for money
  3. Strangers selling online

Why: Scammers use payment apps and wire transfers to steal money. Even when someone you know asks, confirm it is really them before sending.

Huh, didn't know that: If you think you paid a scammer, contact your bank or the payment company right away.

The dad joke
Knock, knock. Who's there? Yolanda. Yolanda who? Yolanda me some money.
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References

Answer: People you know and trust. Scammers use payment apps and wire transfers to steal money. Even when someone you know asks, confirm it is really them before sending.

  1. CFPB: What are some common types of fraud and scams? www.consumerfinance.gov/ask-cfpb/what-are-some-common-types-of-scams-en-2092
    Use mobile payment apps only with people you know and trust.
    Checked 2026-10-10.

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