What is a payroll card?

A payroll card is a prepaid card for your paycheck.

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  1. A card that lets you borrow against your next paycheck
  2. A card showing your hours worked
  3. A prepaid card an employer uses to pay your wages ✔

Why: Some employers load wages onto a prepaid card instead of using a check or direct deposit to a bank. You can spend what is loaded on it.

Huh, didn't know that: A pay period is the amount of time you work before being paid, such as a week or a month.

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My payroll card has two settings: loaded and sadly lighter.
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References

Answer: A prepaid card an employer uses to pay your wages. Some employers load wages onto a prepaid card instead of using a check or direct deposit to a bank. You can spend what is loaded on it.

  1. CFPB Youth Financial Education Glossary www.consumerfinance.gov/consumer-tools/educator-tools/youth-financial-education/glossary
    A type of prepaid card you get from your employer that you receive your paycheck on.
    Checked 2026-10-10.
  2. CFPB youth financial education glossary www.consumerfinance.gov/consumer-tools/educator-tools/youth-financial-education/glossary
    Pay period The amount of time that an employee works before being paid
    Checked 2026-10-10.

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