SESKStuff Everyone Should Know
SESK: Stuff Everyone Should Know · sesk.info/teen-unauthorized-60-days

After your statement shows an unauthorized withdrawal, how soon should you notify your bank?

Tell the bank within 60 days of the statement.

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  1. Within 6 months
  2. Within 60 days ✔
  3. Within 1 year

Why: Wait longer than 60 days and you could owe the full amount of transactions that happened after that window and before you reported.

Huh, didn't know that: Extended travel or hospitalization can extend the notification periods.

The dad joke
When do accountants fall over? When they lose their balance.
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References

Answer: Within 60 days. Wait longer than 60 days and you could owe the full amount of transactions that happened after that window and before you reported.

  1. CFPB: How do I get my money back after an unauthorized transaction? www.consumerfinance.gov/ask-cfpb/how-do-i-get-my-money-back-after-i-discover-an-unauthorized-transaction-or-money-missing-from-my-bank-account-en-1017
    you should notify them within 60 days
    Checked 2026-10-10.

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Test yourself in the game

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