SESKStuff Everyone Should Know
SESK: Stuff Everyone Should Know · sesk.info/trav-atm-inside-bank

When you need cash abroad, which ATM is usually the safer choice?

One inside a bank or an enclosure, and watch your surroundings.

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  1. A standalone one on a busy street corner
  2. Whichever one is closest to your hotel
  3. One inside a bank or enclosure ✔

Why: UC San Diego's study abroad office says to be aware of your surroundings at an ATM and, if possible, to use one inside a bank or enclosure.

Huh, didn't know that: UCSD also says to have a backup plan, like a second card, in case your debit card is lost or stolen.

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Why is a river rich? Because it has two banks.
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References

Answer: One inside a bank or enclosure. UC San Diego's study abroad office says to be aware of your surroundings at an ATM and, if possible, to use one inside a bank or enclosure.

  1. UC San Diego Programs Abroad: How To Handle Money Abroad programsabroad.ucsd.edu/students/pre-departure/HowToHandleYourMoneyAbroad.pdf
    If possible, it's always better to use one that is inside of a bank or enclosure.
    Checked 2026-10-10.
  2. UC San Diego Programs Abroad: How To Handle Money Abroad (notify bank) programsabroad.ucsd.edu/students/pre-departure/HowToHandleYourMoneyAbroad.pdf
    Notify your bank that you will be traveling!
    Checked 2026-10-10.

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