Can you be charged a foreign transaction fee without leaving the US?

Yes, on an international purchase made from home.

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  1. No, only when you are abroad
  2. Only at airports
  3. Yes, on an international purchase from home ✔

Why: CFPB says the fee applies when you use the card in a foreign country or make an international purchase from the United States, like ordering from a foreign website.

Huh, didn't know that: CFPB says some prepaid cards cannot be used outside the United States at all.

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References

Answer: Yes, on an international purchase from home. CFPB says the fee applies when you use the card in a foreign country or make an international purchase from the United States, like ordering from a foreign website.

  1. CFPB: What types of fees do prepaid cards typically charge? www.consumerfinance.gov/ask-cfpb/what-types-of-fees-do-prepaid-cards-typically-charge-en-2053
    charged when you use your prepaid card in a foreign country or make an international purchase from the United States
    Checked 2026-10-10.

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