SESK: Stuff Everyone Should Know · sesk.info/trav-foreign-fee-at-home
Can you be charged a foreign transaction fee without leaving the US?
Yes, on an international purchase made from home.
- No, only when you are abroad
- Only at airports
- Yes, on an international purchase from home ✔
Why: CFPB says the fee applies when you use the card in a foreign country or make an international purchase from the United States, like ordering from a foreign website.
Huh, didn't know that: CFPB says some prepaid cards cannot be used outside the United States at all.
If money doesn't grow on trees, why do banks have branches?
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References
Answer: Yes, on an international purchase from home. CFPB says the fee applies when you use the card in a foreign country or make an international purchase from the United States, like ordering from a foreign website.
- CFPB: What types of fees do prepaid cards typically charge? www.consumerfinance.gov/ask-cfpb/what-types-of-fees-do-prepaid-cards-typically-charge-en-2053
charged when you use your prepaid card in a foreign country or make an international purchase from the United States
Checked 2026-10-10.
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