A company offers to find your unclaimed money for a fee. Do you need them?

No. Searching and claiming through your state's official program is free.

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The Just Right card

Too littleNever look for lost money
Too muchPay a finder a cut of it
Just rightSearch your state's official site yourself

Huh, didn't know that: MissingMoney.com is NAUPA's official site and searches all states at once.

The dad joke
What type of money do crabs pay their bills with? Sand dollars.
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References

Answer: No, the official state search is free. Unclaimed property includes uncashed payroll checks and credit balances. Searching and claiming through your state's official program is free. Finders are legal in most cases, but you never need one.

  1. NAUPA: Is it really free to search? unclaimed.org/can-i-really-search-for-free
    There is no fee to search for and claim your unclaimed property
    Checked 2026-10-09.
  2. NAUPA: Is it really free to search? (finders) unclaimed.org/can-i-really-search-for-free
    While not required to obtain your unclaimed property, these third-party services are in most cases legal.
    Checked 2026-10-09.

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