As of 2026, must a new LLC formed in the United States file a BOI report with FinCEN?

No. U.S. companies are exempt from BOI reporting.

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  1. Yes, within 30 days of forming
  2. Yes, but only if it has employees
  3. No, U.S. companies are exempt ✔

Why: FinCEN removed the BOI requirement for U.S.-created companies in March 2025 and made it permanent with a final rule in August 2026. Watch out for scam letters demanding BOI filing fees.

Huh, didn't know that: The final rule took effect August 14, 2026, and also says U.S. persons with a FinCEN ID do not need to update it.

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I filled out a form saying I don't need to fill out forms. Paperwork is weird.
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References

Answer: No, U.S. companies are exempt. FinCEN removed the BOI requirement for U.S.-created companies in March 2025 and made it permanent with a final rule in August 2026. Watch out for scam letters demanding BOI filing fees.

  1. FinCEN: Beneficial Ownership Information Reporting www.fincen.gov/boi
    U.S. companies are exempt from BOI reporting requirements and therefore, are no longer required to file BOI reports.
    Checked 2026-10-11.

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