Which insurance protects a business from claims of bodily injury or property damage to others?
General liability insurance.
- General liability insurance ✔
- Commercial property insurance
- Workers' compensation
Why: The SBA says general liability covers bodily injury, property damage, libel, slander and the cost of defending lawsuits. It is meant for any business. Commercial property covers your own stuff, and workers' comp covers your employees.
Huh, didn't know that: General liability also covers claims of libel and slander, not just slip-and-fall injuries.
What did the judge say when the skunk entered the courtroom? Odor in the court!
References
Answer: General liability insurance. The SBA says general liability covers bodily injury, property damage, libel, slander and the cost of defending lawsuits. It is meant for any business. Commercial property covers your own stuff, and workers' comp covers your employees.
- SBA: Get business insurance www.sba.gov/business-guide/launch-your-business/get-business-insurance
protects against financial loss as the result of bodily injury, property damage, medical expenses, libel, slander, defending lawsuits
Checked 2026-10-11.
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