Which insurance protects a business from claims of bodily injury or property damage to others?

General liability insurance.

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  1. General liability insurance ✔
  2. Commercial property insurance
  3. Workers' compensation

Why: The SBA says general liability covers bodily injury, property damage, libel, slander and the cost of defending lawsuits. It is meant for any business. Commercial property covers your own stuff, and workers' comp covers your employees.

Huh, didn't know that: General liability also covers claims of libel and slander, not just slip-and-fall injuries.

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References

Answer: General liability insurance. The SBA says general liability covers bodily injury, property damage, libel, slander and the cost of defending lawsuits. It is meant for any business. Commercial property covers your own stuff, and workers' comp covers your employees.

  1. SBA: Get business insurance www.sba.gov/business-guide/launch-your-business/get-business-insurance
    protects against financial loss as the result of bodily injury, property damage, medical expenses, libel, slander, defending lawsuits
    Checked 2026-10-11.

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