SESKStuff Everyone Should Know
SESK: Stuff Everyone Should Know · sesk.info/founder-cash-flow-sections

In the FDIC Money Smart cash flow projection, where does an equipment purchase go?

An equipment purchase is a non-operating use of cash in the FDIC example.

Start playing free

  1. Source of cash
  2. Non-operating use of cash ✔
  3. Customer receivable

Why: The guide separates incoming cash, daily operating uses, and non-operating uses. Equipment purchases belong in the non-operating section.

Huh, didn't know that: Loan principal, taxes, inventory, and owner draws also appear there in the guide's example.

The dad joke
The new machine asked for a raise, but it already cost plenty.
Like this card?
Play the game

References

Answer: Non-operating use of cash. The guide separates incoming cash, daily operating uses, and non-operating uses. Equipment purchases belong in the non-operating section.

  1. Financial Management for a Small Business Participant Guide catalog.fdic.gov/catalog/sfc/servlet.shepherd/document/download/069t000000Bch4LAAR
    The third section, Non-Operating Uses of Cash, show expenses that normally show up on your balance sheet
    Checked 2026-10-11.

Think this answer is wrong? Tap "Challenge this answer" on the card in the game and tell us why.

Test yourself in the game

Starting and Running a BusinessHow can a profitable business still run out of cash?Starting and Running a BusinessWhich statement shows whether a business earned a profit?Starting and Running a BusinessWhat does cash flow measure?

That's stuff everyone should know.