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SESK: Stuff Everyone Should Know · sesk.info/founder-sba-microloan-maximum

What is the maximum SBA microloan?

An SBA microloan can be up to $50,000.

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  1. $5 million from SBA directly
  2. $500,000 from any bank
  3. $50,000 through an intermediary ✔

Why: SBA funds specially designated community intermediaries, which make microloans to eligible borrowers. The program maximum is $50,000, and the average loan is much smaller.

Huh, didn't know that: Microloan proceeds cannot be used to buy real estate or pay existing debts.

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Why was the microloan easy to spot? It made a small entrance.
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References

Answer: $50,000 through an intermediary. SBA funds specially designated community intermediaries, which make microloans to eligible borrowers. The program maximum is $50,000, and the average loan is much smaller.

  1. SBA Microloans www.sba.gov/loans/microloans
    The microloan program provides loans up to $50,000
    Checked 2026-10-11.

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