SESKStuff Everyone Should Know
SESK: Stuff Everyone Should Know · sesk.info/teen-pin-never-on-card

What is the safest way to handle your debit card PIN?

Memorize it. Never write it on the card or in your wallet.

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  1. Write it on the back of the card
  2. Keep it on a note in your wallet
  3. Memorize it and never write it on the card ✔

Why: If a card or wallet is lost, a PIN written down gives a thief access. Report a stolen PIN within two business days to limit what you owe.

Huh, didn't know that: Electronic fund transfers include ATM transactions, debit card purchases and automatic payments from your account.

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References

Answer: Memorize it and never write it on the card. If a card or wallet is lost, a PIN written down gives a thief access. Report a stolen PIN within two business days to limit what you owe.

  1. CFPB: How do I get my money back after an unauthorized transaction? www.consumerfinance.gov/ask-cfpb/how-do-i-get-my-money-back-after-i-discover-an-unauthorized-transaction-or-money-missing-from-my-bank-account-en-1017
    Never write your PIN on your debit card or keep it written down in your wallet
    Checked 2026-10-10.
  2. CFPB: unauthorized transactions www.consumerfinance.gov/ask-cfpb/how-do-i-get-my-money-back-after-i-discover-an-unauthorized-transaction-or-money-missing-from-my-bank-account-en-1017
    Electronic fund transfers include ATM transactions, purchases using your debit card
    Checked 2026-10-10.

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Test yourself in the game

MoneyWhen you pay with a debit card, whose money are you spending?MoneyIf you report a lost debit card within two business days, you owe at most how much for unauthorized charges?MoneyAfter your statement shows an unauthorized withdrawal, how soon should you notify your bank?

That's stuff everyone should know.